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$250 New Member Welcome Offer*

People First offers better banking and member benefits such as lower rates, higher yields, and friendly service.

Open Your Checking Account
$250 New Member Welcome Offer*

No Hassle Checking Account.

Earn $250* when you open a FREE checking account.

Your time should be spent doing the things you love, with the people who mean the most. That’s why we’ve combined all our best benefits into one FREE Checking Account, so you can save time, hassle, and money.

Our checking account truly puts you first. You’ll get a $250 cash bonus when you open a checking account, and you’ll enjoy plenty of money-saving benefits:

  • No Monthly Service Fees
  • No Minimum Balances
  • Mobile check deposit1
  • FREE Overdraft Protection from a Savings Account or Line of Credit
  • Early Direct Deposit**
  • Use of 30,000+ surcharge free ATMs nationwide through the CO-OP® network2
  • No monthly statement fee with enrollment in eStatements
  • Less paper, faster access to your financial info. Never misplace a statement again with Online Statements.

More products, more services, more of what you need.


Bank anytime and anywhere. Check balances, transfer funds, deposit checks and stay informed on your finances.

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Use it as both an ATM card for cash and a debit card for purchases. Avoid high-interest credit cards. Our debit card takes the cost of your purchases right out of your checking account.

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We make getting a new or used car easy with great, low rates, flexible terms and lots of benefits.

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When can I expect my checks after I ordered them?

Your checks will be mailed to you 10 to 14 business days after we received your order. The process could be expedited if you decide to rush your order (additional charges may apply).

How many checks may I write without a fee?

We do not limit you as to the number of checks you can write, nor do we charge a fee per check written.

I don’t write many checks. Can I place a smaller order?

You can order a mini pack, which provides you with 20 checks at a lower cost.


*Offer valid on new consumer checking accounts for a limited time only. Offer subject to change or be withdrawn at any time. Not available to existing People First Federal Credit Union checking account members or those whose accounts have been closed in good standing within 12 months or closed with a negative balance at any time. Offer not available for account conversions. Offer limited to one $250 cash bonus per individual taxpayer identification number; requires qualifying direct deposit(s) totaling $500 or more into account within 45 days of account opening. A qualifying direct deposit is a recurring direct deposit of a paycheck, pension or other regular monthly income (including Social Security) electronically deposited into account per statement cycle. Personal transfers or deposits made at a branch, online or ATM do not qualify. Cash Bonus Offer also requires enrollment in Online Statements and 15 debit card transactions within 60 days of account opening. People First Federal Credit Union will fulfill bonus within 60 days of qualification. The $250 bonus will be held (frozen) in your account until the account is 6 months old and released thereafter. Offer may be withdrawn or changed at any time.

**Early access to direct deposit funds depends on the timing of the payment file that is sent to People First from your employer. We have in general made these funds available on the day the payment file is received, which can be up to 2 days earlier than your actual effective pay day.

1Account must be in good standing and meet eligibility requirements.

2All ATMs in the CO-OP network are fee-free to members. CO-OP is a nationwide network of over 30,000 surcharge-free ATMs owned by credit unions.

Account features and terms subject to change.

For more information, please view our Courtesy Pay Disclosures.