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ATTENTION: Protecting your account security is our utmost priority. At People First, we never ask for your sensitive details such as account numbers, usernames, passwords, PINS, or social security numbers via phone or text message. If you ever receive a suspicious communication claiming to be from us, please verify its legitimacy by contacting us directly at 610-797-7440.

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BUSINESS CHECKING ACCOUNT

Every business needs a checking account. You’ll find one with plenty of great features that works the way you do.

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BUSINESS CHECKING ACCOUNT

Find the checking account that works for your business.

Three levels of checking that fit any need.

The bottom line? Our checking account is all about what’s best for you and your business. We offer three levels of checking — all you need to do is choose the one right for you based on your transactions. We pay dividends on balances of more than $2,500. Other benefits of our business checking include a Visa® Debit Card, 24-hour online banking, online statements and bill pay all at no cost.

Product or ServiceBusiness 150Business 300Business 450
Free transactions per month1150300450
Monthly maintenance fee$0$10$15
Minimum average monthly balance to avoid fee2$0$2,500$10,000
Minimum balance to earn dividend2$2,500$2,500$2,500
Visa® Debit Card3FreeFreeFree
Online Banking and Bill PayFreeFreeFree
Online Statements4FreeFreeFree
Available overdraft protection5YesYesYes

Business Checking Account 150, 300, & 450

Business Checking Account 150, 300, & 450

Balance RequirementsAPY*Dividend Rate
$0.00 - $2,499.990%0%
$2,500.00 - $9,999.990.05%0.05%
$10,000.00 - $24,999.990.10%0.10%
$25,000.00+0.15%0.15%
Dividend Rates and Annual Percentage Yields are effective: May 1, 2021
*APY denotes Annual Percentage Yield. Rates are subject to change without notice. Withdrawals could reduce the earnings on accounts.

PEOPLE FIRST IS HERE TO GUIDE YOU

One of our product specialists will guide through every step of the process. Stop by one of our convenient branches, give us a call, or schedule an appointment today.

More products, more services and more of what you need.

BUSINESS PAYMENT SOLUTIONS
BUSINESS PAYMENT SOLUTIONS

As a business owner, you want the tools and services to fit your specific business needs. With our partner Newtek, you can start accepting card payments with their merchant solutions program.

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BUSINESS DEBIT CARD
BUSINESS DEBIT CARD

Every business checking account comes with a Visa® Business Debit Card that’s secure and accepted anywhere you need to make a payment.

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BUSINESS LOANS
BUSINESS LOANS

A term loan can help you finance new equipment and make investments in new business opportunities. Our competitive rates and flexible terms can be structured to suit your cash flow needs.

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Disclosures

1 Over limit charge of $0.25 per transaction. Counted transactions include all cleared checks, ACH debits, debit card purchases, over-the-counter cash deposits, over-the-counter check deposits (each check), transfers, and withdrawals.
2 Dividend rate tiers; $2,500-$9,999; $10,000-$24,999; $25,000 and up. No dividends will be paid if the average balance falls below $2,500.
3 All credit services are subject to application and approval.
4 Paper statement fee of $5 per month.
5 Overdraft transfer fee of $5 per occurrence from a savings or line of credit. Transfers from a line of credit are unlimited.

For more information, please view our Courtesy Pay Agreement.