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Welcome to Guided Investing

An easy investing solution you can set up in only 5 minutes!

People First Financial Solutions has partnered with Copper Financial Network, LLC (“Copper Financial”) to provide Guided Investing, a digital tool designed to help you grow your wealth. By answering just a few questions, you’ll get an investment portfolio tailored to your risk tolerance, time horizon, and financial goals.

Only $200 is needed to start investing, plus, earn a $50 cash bonus on us.

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Welcome to Guided Investing

Benefits of Guided Investing


Bank, save & invest with 24/7 access to your investment portfolio in your online banking and mobile app.

Professionally Managed

Diverse portfolios that are automatically rebalanced to help you stay in line with your financial goals.


Open your Guided Investing account with as little as $200 and pay only 0.25% on assets under management.

Which Investment Path is Right for You?

Learn the features and benefits of Guided Investing versus a Wealth Advisor to understand which one may be the right fit for your investment needs.

Guided Investing

An automated digital tool that manages your investments based on risk and time preferences.

Guided Investing is a great investment option if you’re looking to:

  • Invest now in a simplified way
  • Start small with a lower-cost alternative
  • Set it and forget it
  • Get a jumpstart to invest on your own

Wealth Advisor

A one-on-one relationship with an advisor who provides a comprehensive financial plan.

A Wealth Advisor is a great investment option if you’re looking for:

  • Professional, one-on-one investment advisor
  • A personalized service approach
  • Specialized advice with fees that vary by product
  • Recommendations for a stable investment

Set Up Your Account in Minutes!

  1. Tell us About Yourself                 
  2. Fund Your Account
  3. Let us Do the Work

Still, Have Questions?

Check out some of our FAQ’s


To learn more about Copper Financial and its financial representatives, visit FINRA BrokerCheck.

There is a .25% annual management fee for assets under management. Please see our Brokerage Fee Schedule for information on account servicing and maintenance fees that will also apply to your account. The ETFs in your account are also subject to expenses charged by the manager of the ETFs. See the Guided Investing Wrap Fee Program Fee Brochure for a full discussion of all associated fees and expenses.

Securities and advisory services are offered through Copper Financial Network, LLC (“Copper Financial”), an SEC-registered investment adviser. Member FINRA/SIPC.  People First Federal Credit Union (“People First”) has contracted with Copper Financial to make non-deposit investment products and services available to its members. People First and People First Financial Solutions are not broker-dealers or investment advisers and are not affiliated with Copper Financial.

All investing involves risk, including the possible loss of money you invest. Past performance is not a guarantee or indication of future performance.

Guided Investing is an investment advisory service offered by Copper Financial. For additional information on Guided Investing please see our Additional Disclosures.

Wealth Advisors are able to offer different advisory, securities, and insurance products. Account minimums and fees for products available through a Wealth Advisor vary by product.

Please review our Customer Relationship Summary for information on the products and services we offer and the nature of the relationship we have with our clients.

Investment and insurance products offered through Copper Financial:

Are Not Credit Union Deposits or ObligationsAre Not NCUA or otherwise Federally InsuredAre Not Credit Union GuaranteedMay Lose Value

Copper Financial Network, LLC (“Copper Financial”) has an agreement with People First Federal Credit Union (“People First”) whereby Copper Financial offers investment products and services to members of People First that are referred to Copper Financial by People First. Copper Financial does not pay a referral fee to People First for referrals that lead to the opening of Guided Investing accounts. People First is not a client of Copper Financial.

The terms “mobile app” or “app” refer to the People First online banking application.