The Best Rates For You
Quickly check our latest rates for everything from savings accounts to a home equity loan.
*APR denotes Annual Percentage Rate. APY denotes Annual Percentage Yield.
Home Equity
For 120 months
5.99%
APR*
- No Appraisal Fee
- No Application Fee
- No Points
- Low, Fixed Rates and Payments.
Auto Loan
As Low As
5.59%
APR*
- No Application Fee
- 100% Financing to Qualified Borrowers
- Auto Protection
Personal Loan
As Low As
9.74%
APR*
- Low Fixed-Rate
- Terms up to 60 months
Credit Card
Introductory
2.9%
APR*
- Same Low Rate for Purchases, Balance Transfers and Cash Advances
- No Fee for Balance Transfers or Cash Advances
Money Market
Annual Percentage Yields Up to
2.30%
APY*
- Dividends earned on balances of $2,500 or more
- Write up to a total of 6 checks per month
- Earn more than a standard savings account
IRA Savings
Dividend Rate
0.15%
APY*
- Enjoy immediate tax benefits with deferred tax payments until retirement
- Contributions allowed at any age while employed
Savings & IRA Certificates
Annual Percentage Yields Up to
4.25%
APY*
- Minimum opening deposit is $500
- 3-month to 60-month terms available
- Automatic renewal
Smart Saver
Annual Percentage Yields Up to
3.50%
APY*
- No Minimum opening deposit
- Earn highest rate of return on balances up to $2,500
30 Year Fixed
As Low As
6.250%
Rate
- Low, Fixed Rates and Payments.
20 Year Fixed
As Low As
6.000%
Rate
- Low, Fixed Rates and Payments
5/1 ARM
As Low As
5.490%
Rate
- Fixed Interest Rate for the first 5 years
- Switches to Adjustable for remainder of term
10/1 ARM
As Low As
5.990%
Rate
- Fixed Interest Rate for the first 10 years
- Switches to Adjustable for remainder of term
People First Products, Services and Tools
Commitment to
Community
It’s all part of our mission to do everything we can for our community and be outstanding corporate citizens.
Member Stories
People First is the credit union of our town and community, I’ve always had a positive experience.
Elizabeth Strong, Owner and Senior Stylist of Elizabeth Anthony’s Salon