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You’ll find a range of rates and term on Certificates to help your business make money on savings.

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Generate extra cash with a Business Share Certificate

A solid, safe investment for your hard earned savings.

A share certificate is a safe investment vehicle that locks you into a higher dividend rate for a determined period of time. With as little as $500.00, you can deposit funds from six to sixty months that are fully insured up to $250,000.

Business certificates offer competitive rates, pay dividends monthly.

Features & Benefits:

  • Earn dividends at higher rates than our business savings account
  • Dividends are earned daily and compounded and credited monthly and at maturity
  • $500 minimum deposit for 6-to-60-month certificates

Automatically renews at maturity unless you indicate otherwise

Business Share Certificate Rates

Business Share Certificate Rates

TermAPY*Dividend Rate
3 months3.33%3.28%
6 months5.00%4.89%
8 months3.75%3.69%
12 months5.00%4.89%
15 months4.75%4.65%
18 months2.50%2.47%
24 months3.00%2.96%
30 months3.00%2.96%
36 months3.25%3.20%
48 months3.25%3.20%
60 months3.50%3.45%
Dividend Rates and Annual Percentage Yields are effective: June 10, 2024
*APY denotes Annual Percentage Yield. Rates are subject to change without notice. Minimum opening deposit is $500. Withdrawals could reduce the earnings on accounts. Penalty for early withdrawal.