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BUSINESS CERTIFICATES

You’ll find a range of rates and term on Certificates to help your business make money on savings.

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BUSINESS CERTIFICATES

Generate extra cash with a Business Share Certificate

A solid, safe investment for your hard earned savings.

A share certificate is a safe investment vehicle that locks you into a higher dividend rate for a determined period of time. With as little as $500.00, you can deposit funds from six to sixty months that are fully insured up to $250,000.

Business certificates offer competitive rates, pay dividends monthly.

Features & Benefits:

  • Earn dividends at higher rates than our business savings account
  • Dividends are earned daily and compounded and credited monthly and at maturity
  • $500 minimum deposit for 6-to-60-month certificates

Automatically renews at maturity unless you indicate otherwise

Business Share Certificate Rates

Business Share Certificate Rates

TermAPY*Dividend Rate
3 months4.00%3.93%
6 months4.00%3.93%
8 months4.00%3.93%
12 months4.15%4.07%
15 months3.70%3.64%
18 months3.50%3.45%
24 months3.50%3.45%
30 months3.25%3.20 %
36 months3.25%3.20%
48 months3.25%3.20%
60 months3.35%3.30%
Dividend Rates and Annual Percentage Yields are effective: August 5, 2026
*APY denotes Annual Percentage Yield. Rates are subject to change without notice. Minimum opening deposit is $500. Withdrawals could reduce the earnings on accounts. Penalty for early withdrawal.