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Online Banking will be temporarily unavailable on Sunday, April 19. Debit Cards will remain active with potential for brief interruptions. People First Credit Cards will remain fully operational.

Home / Borrow / Personal Loan / Secured Loan

SECURED LOAN

We’ll be able to help you with credit using a secured loan and a low, affordable rate.

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SECURED LOAN

Borrow and build your credit.

An easy way to get your credit in order.

If you need to establish your credit or rebuild your credit, a secured loan could help. You put a specified amount in one of our savings accounts and use it as collateral or security against a low-rate loan with great terms.

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TermAPR* as low as
up to 60 months5.99%
Loan rates are effective: January 12, 2026
*APR denotes Annual Percentage Rate. Rates are subject to change without notice. Rates are based upon an evaluation of applicant credit. Actual rates may vary.

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People First secured loan. Apply in minutes.

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You’re just one short form away from being able to help your credit.