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A term loan can help you finance new equipment and make investments in new business opportunities. Our competitive rates and flexible terms can be structured to suit your cash flow needs.


Term loans available to keep your business growing.

Whatever you need to do, we have a loan to finance it.

Grow your business responsibly with a business loan designed to meet your goals, from expansion to boosting working capital for greater flexibility. We will customize a solution to your business’ particular needs. With in-house knowledge and local service, you can count on us to be there at every step.


  • Competitive rates
  • Fixed monthly payments
  • Flexible terms
  • Finance things like Equipment and Machinery, or Commercial and Business Vehicles
  • Convenient automatic deduction of payments from your business checking account

Business Loan Requirements:

  • Must meet all membership requirements
  • Business must be under current ownership for at least 24 consecutive months
  • All appropriate business legal structure documents
  • Minimum of 2 years Business and Personal Federal Tax Returns (complete with all schedules and attachments)
  • Additional financial documents required based off individual requests

To Get Started

Our team of knowledgeable professionals will stand beside you and offer guidance from your first call and initials questions all the way through the final loan decision and disbursement.

It is that kind of dedication and support that separates People First from larger financial institutions.

For more information, please contact George Haik or Mary Bristol.

George Haik

Business Banking Manager


Mary Bristol

Business Banking Relationship Manager



Subject to credit approval. Program, rates, terms, and conditions subject to change without notice.