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The Best Rates For You

Quickly check our latest rates for everything from savings accounts to a home equity loan.

*APR denotes Annual Percentage Rate. APY denotes Annual Percentage Yield.

Home Equity
For 120 months
6.24%
APR*
  • No Appraisal Fee
  • No Application Fee
  • No Points
  • Low, Fixed Rates and Payments.
Apply Today
Auto Loan
As Low As
5.99%
APR*
  • No Application Fee
  • 100% Financing to Qualified Borrowers
  • Auto Protection
Apply Today
Personal Loan
As Low As
8.99%
APR*
  • Low Fixed-Rate
  • Terms up to 60 months
Apply Today
Credit Card
Introductory
2.9%
APR*
  • Same Low Rate for Purchases, Balance Transfers and Cash Advances
  • No Fee for Balance Transfers or Cash Advances
Apply Today
Money Market
Annual Percentage Yields Up to
5.00%
APY*
  • Dividends earned on balances of $2,500 or more
  • Write up to a total of 6 checks per month
  • Earn more than a standard savings account
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IRA Savings
Dividend Rate
0.15%
APY*
  • Enjoy immediate tax benefits with deferred tax payments until retirement
  • Contributions allowed at any age while employed
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Savings & IRA Certificates
Annual Percentage Yields Up to
5.00%
APY*
  • Minimum opening deposit is $500
  • 6-month to 60-month terms available
  • Automatic renewal
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Smart Saver
Annual Percentage Yields Up to
4.00%
APY*
  • No Minimum opening deposit
  • Earn highest rate of return on balances up to $2,500
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30 Year Fixed
As Low As
6.250%
Rate
  • Low, Fixed Rates and Payments.
Apply Today
20 Year Fixed
As Low As
6.000%
Rate
  • Low, Fixed Rates and Payments
Apply Today
5/1 ARM
As Low As
5.990%
Rate
  • Fixed Interest Rate for the first 5 years
  • Switches to Adjustable for remainder of term
Apply Today
10/1 ARM
As Low As
6.490%
Rate
  • Fixed Interest Rate for the first 10 years
  • Switches to Adjustable for remainder of term
Apply Today
Rates
Rates

Whether you’re saving or borrowing, People First has the competitive rates you’re looking for.

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Loan Express
Loan Express

Borrowing from People First is convenient and takes only minutes. We provide you with the perfect tools to make the loan application process easy.

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Financial Education
Financial Education

We have an ongoing mission to help our members learn more about money, including information on the basics of financial literacy and how to prepare for the future.

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People First Products, Services and Tools

Commitment to
Community

It’s all part of our mission to do everything we can for our community and be outstanding corporate citizens.

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Member Stories

People First was caring, energetic, and passionate about the business and personally invested in The Udder Bar.

Michael DeLong, Owner of The Udder Bar