Financial Solutions
Financial Well-Being Starts with a Plan
Everyone’s financial goals are unique. People First Financial Solutions is here to help you reach them with a comprehensive and collaborative approach.
Whether you’re an experienced investor or just getting started, we can help guide your short- and long-term plans to achieve financial peace of mind. We are dedicated to serving and empowering our members to become financially educated by offering a full suite of investment and financial planning services.
People First Financial Solutions has partnered with Copper Financial Network, LLC (“Copper Financial”) to provide a fully integrated member experience to better serve your financial goals. This broad suite of investment products and services are designed to give you more flexibility to customize your experience and help you achieve your financial goals.
Our Investing Philosophy
Tailored to your unique story, plans built for your financial goals.
Your financial needs today might differ from your financial needs a year from now. Or 10 years from now. Our Wealth Advisors develop comprehensive strategies to suit both your short- and long-term goals and are here to guide you every step of the way.
Personalized Approach
We’ll speak with you about your goals, diversification of assets, tolerance for risk, and more, to build a portfolio based on your personal financial objectives.
Asset Allocation
How your assets are allocated can have an impact on your returns. We’ll work with you to determine what level of risk tolerance is appropriate to align with your financial goals.
Measuring Progress
With our advisory accounts, we monitor and measure your progress toward your financial goals and look to take advantage of additional investment opportunities.
Wealth Management Services
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Retirement Planning
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Insurance Planning
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College Planning
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Estate Planning
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Accounts and Products
Retirement Planning
Maybe you’re early in your career and have only just started to prioritize saving for retirement. Or perhaps you’re closer to retiring and are wondering how you can bring the lifestyle you envisioned to fruition. Whatever your situation, we can help you plan for a successful financial future.
Insurance Planning
You’ll go through many stages throughout your life that will require looking at your financial situation through a different lens. Insurance planning is a critical component of a comprehensive financial plan that includes evaluating risks and determining the right policy to mitigate these risks at each stage in life. With offerings including term life insurance, permanent life insurance, long-term disability, and long-term care, we can help find the right coverage for where you are right now.
Having insurance is an important part of a complete financial plan. At People First Financial Solutions, we have a variety of insurance options to help you prepare for the unexpected and the expertise to find the policy that's right for you and your family. Are you wondering what type of insurance makes sense for your financial plan? For starters, it depends on your personal goals — our Wealth Advisors can walk you through a variety of risk management scenarios.
Life Insurance
The right life insurance policy can provide assurance that the people you love will have the financial resources they need.
Disability Insurance
Coverage to protect income due to disability — can be a stand-alone policy or used to supplement employer coverage.
Long-Term Care Insurance
Protect against future long-term health related costs, including in-home health, assisted living or nursing home care.
Hybrid Insurance
This hybrid policy combines the benefits of Life Insurance with Long-Term Care Insurance.
College Savings
Covering The Costs of College Education
When it comes to thinking about your child’s future, one of the most important topics is saving for a college education. People First Financial Solutions can help you get started, with investment accounts designed specifically for saving for college. Two common savings tools are College Savings 529 Plans and Coverdell Education Savings Accounts (ESA). Our Wealth Advisors can help you navigate these options to find the one that best fits your family’s financial situation.
529 Plans
Give the gift of higher education through a tax-advantaged college savings plan. Any growth and withdrawals are tax-free when certain conditions are met.
Estate Planning
Protection for Your Life’s Work
You can spend a lifetime working to build an estate. Decades of hard work, diligence and patience go into putting yourself in the position to leave a legacy. When it’s time to consider your estate plan, you deserve a trusted financial partner who can help you make the transition from building an estate to protecting it for future generations. Whether it’s to benefit loved ones or charity, People First Financial Solutions can help you plan for your legacy.
Neither People First Financial Solutions, Copper Financial, nor its associated persons are attorneys and cannot offer legal advice. Consult with an attorney before making any changes to your estate plans.
Accounts and Products
Rollovers*
401(k), 403(b) and 457
We provide a variety of account options, so whether you’ve changed jobs or simply want to consolidate your investments to manage them all in one place, we’ve got you covered.
*For additional details around employer-sponsored plan rollovers, please click here.
IRAs
Traditional, Roth, SEP IRA and Simple IRA
If you’re saving for retirement, we offer a variety of tax-advantaged options to choose from based on your specific situation.
Business Retirement Plans
403(b), SEP IRA, Simple IRA, and Solo 401(k)
Make the most of your money in tax-deferred plans designed specifically for businesses. There’s a wide range of options available, so we’ll help you find the one that best fits your needs.
More Accounts & Products
We offer a variety of ways to diversify your portfolio:
- Mutual funds
- Tax-Deferred Fixed or Variable Annuities
- Bonds
- Stocks
- Real Estate Investment Trusts (REITs)
- Exchange Traded Funds (ETFs)
- Managed Accounts
Meet Our Financial Advisors
Disclosures:
Securities and advisory services offered through Copper Financial Network, LLC (“Copper Financial”), a broker-dealer and SEC-registered investment adviser. Member FINRA/SIPC. People First Federal Credit Union (“People First”) has contracted with Copper Financial to make non-deposit investment products and services available to its members. Representatives are registered with Copper Financial. People First and People First Financial Solutions are not broker-dealers or investment advisers and are not affiliated with Copper Financial. For important disclosures from Copper Financial please visit here.
Copper Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed.
Link to the Copper Financial Customer Relationship Summary
Investment and insurance products offered through Copper Financial:
| Are Not Credit Union Deposits or Obligations | Are Not NCUA or otherwise Federally Insured | Are Not Credit Union Guaranteed | May Lose Value |
People First has contracted with Copper Financial to provide investment products and services to People First members. People First is not a client of Copper Financial. People First will receive compensation from Copper Financial if you open an account with Copper Financial. This compensation creates an incentive for People First to refer clients to Copper Financial. For additional information please see the Program Credit Union Referral Fee Disclosure available here.
To learn more about Copper Financial and its financial representatives, visit FINRA BrokerCheck.