Hometown Heroes
At People First, we believe that making a positive impact starts at home. That’s why we’re thrilled to reward our Hometown Heroes with a new checking account—designed for those who champion their communities and want their money to work as hard as they do!
This exclusive offer is available to:
First Responders
Police, EMTs, and Firefighters
Teachers
Teachers and Education Staff (including support and admin roles)
Medical Field
Including Support and Admin Staff
Law Enforcement
Police and Law Enforcement agencies (public not private)
Active Military
Active members of the U.S. Military
Hometown Heroes Checking Account
You deserve a checking account with extra perks, along with our heartfelt gratitude.
At People First, we honor our Hometown Heroes with a special checking account—created for those who serve their communities and deserve a credit union that works as hard as they do.
- Earn up to 4.00% APY1 on checking balances up to $25,000.
- Earn 0.50% APY1 on checking balances over $25,001+.
- Compatible with your favorite payment apps, including Zelle®, Apple Pay®, and Google Pay™.
- Enjoy the convenience of tap-to-pay with a free Visa® contactless debit card.
- No minimum balance requirement, No monthly service charge, and No charge per check.
- To maintain a Hometown Heroes Checking account, simply have $500 or more in monthly direct deposits, make 15 or more debit card transactions, and be enrolled in online statements.
Hometown Heroes Mortgage Program2
We value the dedication of our community’s front-line heroes. That’s why we’re offering an exclusive mortgage program just for you!
- Additional .25% off the rate
- $1000 towards closing costs OR rate buy-down
- This incredible offer is available for properties located in Pennsylvania, New Jersey, Ohio, and West Virginia. People First may consider additional properties outside of these states3.
- Explore our full range of mortgage options, including Fixed-Rate and Adjustable-Rate Mortgages. Read more here.
More options, more solutions, more of what matters to you.
Disclosures:
1Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 09/02/2024 and subject to change without notice. Dividends paid on daily balances of up to $25,000; variable APY of 4.00%. If the actual daily balance exceeds $25,000, the remaining balance will receive a variable APY of 5%-0.50%. Dividends are calculated based on the daily balance with the sum of the daily earnings credited on the last day of each month. Must be a member of People First with $5 in a Primary Savings Account. To maintain a Hometown Heroes Checking account you must meet these three qualifiers on a monthly basis. Have $500 or more in monthly direct deposits, make 15 or more debit card transactions, and be enrolled in online statements. If you do not maintain the qualifiers for the checking account, the account will automatically be downgraded to a People First Free Checking Account.
2Hometown Heroes promotional program is available to qualifying first responders and employee support staff only. Qualified Members who apply for a mortgage and lock in their interest rate will receive a discounted rate of up to .25% from the qualified rate, and Lender Credits of up to $1000. Rates cannot be locked on purchase loans until you have a signed sales contract on a specific property. All other standard fees will apply. Offer may end at any time. Offer on conventional mortgage applications only. Processing and underwriting for People First Mortgages are provided through our partner, First Heritage Financial, LLC. Property must be a 1-4 family primary residence. Loans are subject to credit approval and collateral conditions. Loan to value cannot exceed 90%. Property insurance is required. Private mortgage insurance required over 80% loan to value. Membership eligibility is required. See People First Federal Credit Union or First Heritage Financial, LLC. for further details on eligibility for the Hometown Heroes promotion. Cannot be combined with any other promotional offers. People First Federal Credit Union NMLS# 510017.
3Properties in other states may qualify, please contact People First for further information.