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Home Startes Here.

Whether you’re stepping into a new home, tapping into the value of your current one, or looking to lower your monthly bills, People First is here to fuel your future. We’ve lined up our most powerful lending tools to help you save more and live better.

Home Startes Here.


Mortgages

Stability You Can Count On: 5.25% APR for 30 Years.

Don’t let the complexity of a mortgage hold you back. Our 5.25% APR 30-year fixed rate offers the long-term security you need to plan for the future. From the first signature to the final handshake, our team works tirelessly with all parties to ensure a smooth, on-time closing.

People First Home Equity Line of Credit

Home Equity Line of Credit

Fund your dreams. Borrow up to 80% of your home’s equity.

With a home equity line of credit, you can borrow as much as you need to tackle any project or finance a dream. Renovate that kitchen or bathroom. Take your dream vacation. Pay for education. Whatever you want to do, your home’s equity can help finance it. With No Appraisal Fee and No Points, it’s an ideal vehicle to get you to your dreams.

Swap & Drop

Upgrade Your Current Auto Loan to People First and Enjoy Lower Rates Today!

Here are 4 key benefits of the Swap and Drop program.

  1. Lower Interest Rates: Swap and Drop offers competitive interest rates that may reduce your monthly payments, allowing you to save money over the life of your loan.
  2. Streamlined Process: Our user-friendly application process makes refinancing your auto loan quick and hassle-free. Say goodbye to lengthy paperwork.
  3. Expert Guidance: Our dedicated team of financial experts is here to guide you through every step of the refinancing process, ensuring you make informed decisions that align with your financial objectives.
  4. Savings You Deserve: By refinancing with Swap and Drop, you could have more money in your pocket for the things that matter most to you, whether it’s a dream vacation, home improvement projects, or simply building your savings.