BUSINESS CERTIFICATES
You’ll find a range of rates and term on Certificates to help your business make money on savings.
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Generate extra cash with a Business Share Certificate
A solid, safe investment for your hard earned savings.
A share certificate is a safe investment vehicle that locks you into a higher dividend rate for a determined period of time. With as little as $500.00, you can deposit funds from six to sixty months that are fully insured up to $250,000.
Business certificates offer competitive rates, pay dividends monthly.
Features & Benefits:
- Earn dividends at higher rates than our business savings account
- Dividends are earned daily and compounded and credited monthly and at maturity
- $500 minimum deposit for 6-to-60-month certificates
Automatically renews at maturity unless you indicate otherwise

Business Share Certificate Rates
Business Share Certificate Rates
| Term | APY* | Dividend Rate |
|---|---|---|
| 3 months | 3.90% | 3.83% |
| 6 months | 3.90% | 3.83% |
| 8 months | 3.90% | 3.83% |
| 12 months | 4.00% | 3.93% |
| 15 months | 4.00% | 3.93% |
| 18 months | 3.50% | 3.45% |
| 24 months | 3.50% | 3.45% |
| 30 months | 3.25% | 3.20 % |
| 36 months | 3.25% | 3.20% |
| 48 months | 3.25% | 3.20% |
| 60 months | 3.35% | 3.30% |
*APY denotes Annual Percentage Yield. Rates are subject to change without notice. Minimum opening deposit is $500. Withdrawals could reduce the earnings on accounts. Penalty for early withdrawal.