Transfer & Enjoy a Special APR
There’s never been a better time to transfer high-interest balances to your People First credit card! Receive a 2.9% APR* on balance transfers made from January 1 through March 31, 2026.
INTRODUCTORY 2.9% APR* CREDIT CARD OFFER.
Receive a 2.9% APR* on balance transfers made from January 1 through March 31, 2026. Your balances transferred during that time will remain at the 2.9% APR through your statement ending October 2026. After that, your rate will revert to your standard Cash Transaction APR.1
It’s as easy as 1, 2, 3…
- Request a balance transfer between January 1, 2026, and March 31, 2026.
- Transfer your high-interest credit card balance(s).
- Enjoy the special APR through your statement ending October 2026.
How to Start a Balance Transfer on eZ Card
Log in to People First Online Banking.
Go to the Card Services tab and select Credit Card Access.
In EZcard, click the Account Services tab.
Under Balance Transfer, review and eSign the agreement.
Once signed, select New Balance Transfer to submit your request.
*APR = Annual Percentage Rate. We will begin charging interest on the transaction date in accordance with your standard terms. Your account must be in good standing, and the financial institution reserves the right to return any item on accounts if your account is either in default, you have exceeded your credit limit, or if the item you wish us to pay would cause the outstanding balance in your account to exceed your credit limit. You will not be eligible for a grace period on new purchases as long as any promotional balance is outstanding. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied per your card payment allocation previously disclosed in your account terms.
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| Interest and Fee Information | |
| Promotional Rate: | 2.9% Annual Percentage Rate (APR). |
| Promotional Period: | Balance transfers must be made between January 1 and March 31, 2026. The promotional APR of 2.9% will remain through your statement ending October 2026. After that, your rate will revert to your standard Cash Transaction APR. |
| Transaction Fee: | There is no transaction fee. |
| Paying Interest: | We will begin charging interest on the transaction date in accordance with your standard terms. |