Welcome The Literacy Center
If you are an employee with The Literacy Center, you qualify for membership with People First. You’ll enjoy lower rates on auto and home loans and earn higher dividends on money markets and certificates.
Our products, services, and educational tools can help you secure your financial future, enjoy peace of mind, and achieve your goals.Open an Account
Open a Checking Account and Get $250*
Putting you first with free checking!
Our checking account truly puts your first. It’s one of the best checking deals around. No minimum balance, no monthly services fees and no hassles. Just simple, convenient checking.
Free Visa® Debit card: Our Visa® Debit card makes paying for anything more convenient. It’s an ATM card that let’s you get cash at any ATM and it also lets you make purchases at the millions of merchants who accept Visa® worldwide. Learn more >>
Mobile Check Deposit1: Deposit a check anytime, anywhere. Simply use your smartphone and the People First mobile banking app to snap, submit, and deposit your checks eletronically.
Early Direct Deposit3: Get access to your paycheck up to two days early. With two extra days of funds, you can do even more with your money. Payday has never been better!
Our deposit products will help you reach your goals!
Money Market: Like a savings account but even better. Dividends earned on balances of $2,500 or more. The more money in your account, the more you’ll earn. Learn more >>
Savings & IRA Certificates: Our Share Certificates or Individual Retirement Account Certificates make it easy to earn money on savings. 6-month to 60-month terms available with a minimum $500 opening deposit required. Learn more >>
Youth First Program: Start kids off on the right financial foot. We offer accounts and educational material to help kids learn the right way to manage money. Learn More >>
Borrowing made easy at People First!
Personal Loans: Affordable financing for almost anything from consolidating your debts to buying an ATV to fixing your home to a great vacation. Learn more >>
Auto Loans: Finance your auto for less and get more. Whether you’re buying new or used, we have a car loan that will help you save. Learn more >>
Credit Cards: We offer three Visa® Platinum Cards for you. Pick the one that’s right for you and your finances. Same Low Rate for Purchases, Balance Transfers and Cash Advances. Learn more >>
We offer a variety of convenient services that allow you to easily access your account. Manage your finances on your own time:
- Online and mobile account statements
- Online and mobile banking
- Mobile Wallet
- Wire Transfers
- Automatic Transfer
- Payroll Deduction
More products, more services and more of what you need.
*Not available to existing People First Federal Credit Union checking account members or those whose accounts have been closed in good standing within 12 months or closed with a negative balance at any time. Offer not available for account conversions. Offer limited to one $250 cash bonus per individual taxpayer identification number; requires qualifying direct deposit(s) totaling $500 or more into account within 45 days of account opening. A qualifying direct deposit is a recurring direct deposit of a paycheck, pension or other regular monthly income (including Social Security) electronically deposited into account per statement cycle. Personal transfers or deposits made at a branch, online or ATM do not qualify. Cash Bonus Offer also requires enrollment in eStatements and 15 debit card transactions within 60 days of account opening. People First Federal Credit Union will full bonus within 60 days of qualification. The $250 bonus will be held (frozen) in your account until the account is 6 months old and released thereafter. Offer may be withdrawn or changed at any time.
For more information, please view our Courtesy Pay Disclosures. See our Consumer Fee Schedule for associated fees.
1Account must be in good standing and meet eligibility requirements.
2Members who apply for a mortgage and lock in their interest rate will receive Lender Credits of up to $500 towards appraisal fee, up to $300 towards application fee, and up to $400 towards processing fee; Total of up to $1,200. Rates cannot be locked on purchase loans until you have a signed sales contract on a specific property. All other standard fees will apply. Offer may end at any time. Offer on conventional mortgage applications only. Property must be a 1-4 family primary residence. Loans subject to credit approval and collateral conditions. Loan to value cannot exceed 90%. Property insurance required. Membership eligibility required. Cannot be combined with any other promotional offers. People First Federal Credit Union NMLS# 510017.
3Early access to direct deposit funds depends on the timing of the payment file that is sent to People First from your employer. We have in general made these funds available on the day the payment file is received, which can be up to 2 days earlier than your actual effective pay day.