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NO-NONSENSE RISE CERTIFICATE

Open your No-nonsense rise certificate now and watch your savings grow!

4.25% APY*

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NO-NONSENSE RISE CERTIFICATE

Like everything else, our certificate rates are climbing.

STEP UP TO 4.25% APY* ON OUR 12-MONTH CERTIFICATE

Our 12-month No-Nonsense Rise Certificate makes it easy to earn money on savings. Earn more by locking in a guaranteed rate. Then sit back, relax and watch the earnings roll in. Keep in mind:

  • Rate starts at 3.50% APY* and step up 0.25% quarterly
  • 12-month term
  • Minimum $25,000 opening deposit required with funds not already on deposit at People First
  • Maturity notices mailed approximately 30 days in advance
  • Federally insured by the National Credit Union Administration (NCUA)*

Take advantage of our No-Nonsense Rise Cerfiticate Today.

No-Nonsense Rise Certificate

 Months 1-3Months 3-6Months 6-9Months 9-12
APY*3.50%3.75%4.00%4.25%
Annual Percentage Yields are effective: November 18, 2022
*APY denotes Annual Percentage Yield.

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Disclosures

*APY denotes Annual Percentage Yield. APY calculation assumes that interest and principal will remain on deposit until maturity. The advertised APY is the APY for the final 3-month step on this certificate. A minimum opening deposit of $25,000 is required. Deposits of new money to People First are required to open a certificate and earn the promotional rate. New money is money that is not already on deposit at People First FCU. Funds on deposit at People First FCU cannot be withdrawn and re-deposited to be considered new money. People Perks are not eligible for this promotional certificate. Penalties for early withdrawal apply and may reduce earnings. Posted rates on this page are subject to change at any time without notice. IRA and Coverdell Certificates are not eligible for this promotion. Consumer accounts only.

Certificates and Savings Accounts, excluding IRAs, are federally insured by the National Credit Union Administration (NCUA) up to a total of $250,000 for any balance set up under the same ownership. This is the maximum amount allowed by law. The combined balances of your People First IRA Shares and IRA Certificates are federally insured up to $250,000 and are insured separately from other People First FCU Savings and Certificate Accounts.