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PERSONAL LOANS

You’ll find affordable rates and great terms for financing practically anything and get you where you want to go.

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PERSONAL LOANS

Affordable financing for almost anything.

We’ll help you find the loan that works for you.

It’s known by a few names. An unsecured loan. A signature loan. A personal loan. Whatever you call it, use it for almost anything from consolidating your debts to buying an ATV to fixing your home to a great vacation. The low, fixed rate is a perfect way to finance almost anything.

People First Personal Loans

UNSECURED FIXED LOAN RATES1

Unsecured Fixed-Rate Loan

TermAPR* as low asApprox. Loan Payment1
up to 12 months7.49%2$86.74
up to 36 months8.49%2$31.56
up to 60 months9.49%2$21.00
Loan rates are effective: December 16, 2022
*APR denotes Annual Percentage Rate. 1Payments quoted above are based upon $1,000 borrowed. In order to obtain an estimated monthly payment for a specified loan amount, multiply the monthly payment factor listed above for the desired loan term by the number of thousand dollars borrowed or calculate your payment with our Loan Calculator. 2The fixed rate is the lowest rate offered for this product. Rates are based upon evaluation of applicant credit. Actual rates may vary.
People First Personal Line of Credit

Personal Line of Credit

Tap into a Personal Line of Credit for extra funds.

With a Personal Line of Credit, you only borrow what you need, when you need it. There’s a $500 minimum and a $10,000 maximum. It features a variable rate, no annual fees, and it can be tied to Overdraft Protection to cover charges if you don’t have enough in your checking account. Best of all, the monthly minimum payments are affordable.

PERSONAL LINE OF CREDIT RATE1

Personal Line of Credit Rate

TypeAPR*Payment Schedule
Variable14.25%1Minimum monthly payment $25
Loan rates are effective: January 1, 2023
The current prime rate is 7.50%. *APR denotes Annual Percentage Rate. 1The variable line of credit rate is subject to change monthly. The rate is based on the prime rate as published in the Wall Street Journal on the last business day of the month plus a 6.75% Margin rounded up to the nearest 0.25%. The maximum APR is 18%.

PERSONAL LINE OF CREDIT PAYMENT SCHEDULE

Personal Line of Credit Payment Schedule

Outstanding Account BalanceMinimum Monthly Payment
$0.00 - $999.99$25.00
$1,000 - $1,999.99$50.00
$2,000 - $2,999.99$75.00
$3,000 - $3,999.99$100.00
$4,000 - $4,999.99$125.00
$5,000 - $5,999.99$150.00
$6,000 - $6,999.99$175.00
$7,000 - $7,999.99$200.00
$8,000 - $8,999.99$225.00
$9,000 - $10,000$250.00
Apply for a People First personal loan in minutes.

Apply in minutes

You’re just one short form away from getting that Personal Loan.

More products, more services, more of what you need.

HOME EQUITY
HOME EQUITY

By using the equity in your home, you will enjoy incredibly low rates and payments. You can use the money to make home improvements, pay off bills, debt consolidation, or buy a car. It’s the smart, low-cost way to borrow.

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AUTO LOANS
AUTO LOANS

We offer car loans for all types of new and used vehicles, including cars, trucks, SUVs, vans, hybrids, and electrics. We provide low loan rates and excellent terms.

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CREDIT CARDS
CREDIT CARDS

We let you choose the Platinum credit card with the low rate and features that works best for you. All offer incredible low rates, with Platinum benefits and the security and worldwide acceptance of Visa®.

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Disclosure

All loans are subject to credit approval. All Signature Line of Credit Loan payments are due on the 25th of each month.