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Home / Business / Save / Business Certificates


You’ll find a range of  rates and term on Certificates to help your business make money on savings.

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Generate extra cash with a Business Share Certificate

A solid, safe investment for your hard earned savings.

A share certificate is a safe investment vehicle that locks you into a higher dividend rate for a determined period of time. With as little as $500.00, you can deposit funds from six to sixty months that are fully insured up to $250,000.

Business certificates offer competitive rates, pay dividends monthly.

Features & Benefits:

  • Earn dividends at higher rates than our business savings account
  • Dividends are earned daily and compounded and credited monthly and at maturity
  • $500 minimum deposit for 6-to-60-month certificates

Automatically renews at maturity unless you indicate otherwise

Business Share Certificate Rates

Business Share Certificate Rates

TermAPY*Dividend Rate
6 months1.75%1.74%
8 months2.75%2.72%
12 months2.00%1.98%
15 months4.00%3.93%
18 months2.25%2.23%
24 months2.75%2.72%
30 months3.00%2.96%
36 months3.25%3.20%
48 months3.50%3.45%
60 months3.75%3.69%
Dividend Rates and Annual Percentage Yields are effective: January 17, 2023
*APY denotes Annual Percentage Yield. Rates are subject to change without notice. Minimum opening deposit is $500. Withdrawals could reduce the earnings on accounts. Penalty for early withdrawal.